When it’s time to replace your roof, one of the biggest questions Oklahoma City homeowners face is: should I stick with asphalt shingles or upgrade to a metal roof? One of the first things people hear about metal roofs is that they’re more expensive—and while that’s true upfront, the full cost picture tells a different story.
So, is a metal roof more expensive compared to asphalt shingles? What other pros and cons should you compare? We’ve got answers to these questions and more!
In this guide, we’ll break down the real cost differences between metal roofing and asphalt shingles, not just at installation, but over the lifetime of your home. If you live in Oklahoma, where roofs are tested by hail, high winds, and extreme heat, this comparison could help you make a more informed and cost-effective decision.
Upfront Costs: What You’ll Pay at Installation
There’s no denying it—metal roofs have a higher initial cost than shingles. Here’s a breakdown of what you can expect to pay in Oklahoma:
Asphalt Shingle Roof
- Cost: $4.00–$9.00 per square foot (installed)
- Average Roof Replacement: $8,000–$25,000 for a typical 2,000 sq. ft. home
- Installation Time: 1–3 days
*Cost estimates vary based on the type of asphalt shingle. Typical 3-Tab roofs are significantly less expensive than architectural shingles.
Metal Roof
- Cost: $8.00–$14.00 per square foot (installed)
- Average Roof Replacement: $16,000–$35,000 for the same home
- Installation Time: 3–5 days (depending on roof complexity)
*Cost estimates vary based on the type of metal roof. Standing seam metal roofs are significantly less expensive than stone-coated steel options.
Is a metal roof more expensive? Yes, metal roofing typically costs about twice as much as a shingle roof when installed. But there are some important factors that help justify the higher price tag—especially for Oklahoma homeowners.
Lifespan and Longevity: How Long Will Each Roof Last?
The biggest argument in favor of metal roofing is how long it lasts compared to asphalt shingles.
- Asphalt shingles: Last 5–15 years on average (less if exposed to frequent hail or poor ventilation)
- Metal roofs: Last 40–70 years, with some high-end materials lasting even longer
In Oklahoma, where intense summer heat and annual storms can shorten the life of shingles, metal roofs often outlast them by decades. That means saving money on insurance premiums, claim deductibles, and even minor repairs. If you plan to stay in your home long-term or want to avoid paying for a second roof down the road, metal starts to make more financial sense.
Maintenance and Repair Costs
Another area where metal roofing shines is in long-term maintenance. Once installed, metal roofs typically require very little upkeep:
- Metal Roofs:
- Resistant to mold, algae, and rot
- Won’t crack, curl, or lose granules like shingles
- Panels are interlocking and less prone to wind uplift
- May require occasional tightening of fasteners or resealing every few decades
- Resistant to mold, algae, and rot
- Asphalt Shingles:
- Susceptible to lifting, cracking, and granule loss
- Need more frequent inspections and minor repairs
- Vulnerable to hail damage, often requiring partial replacement
- Susceptible to lifting, cracking, and granule loss
When you factor in the time, cost, and hassle of regular roof repairs after Oklahoma storms, a metal roof can save you significantly in upkeep and maintenance costs.
Insurance Savings and Storm Protection
Many Oklahoma insurance providers recognize the storm resistance of metal roofing and offer discounts of up to 25% on homeowners’ insurance for homes with Class 4 impact-rated roofs.
A Class 4 metal roof can withstand hail up to 2 inches in diameter and wind speeds exceeding 130 mph. For homeowners in the Oklahoma City area, that’s a major advantage. With hail damage being one of the leading causes of roof replacement claims in the state, a more durable roof can lower your insurance costs and reduce your likelihood of needing to file a claim in the first place.
Energy Efficiency: Can a Metal Roof Lower Utility Bills?
In Oklahoma’s hot climate, cooling costs are a major concern, especially in the summer. Metal roofs naturally reflect sunlight, whereas asphalt shingles tend to absorb heat. A properly installed metal roof with a light or reflective coating can:
- Reduce roof surface temperatures by up to 50°F
- Cut cooling costs by 10–25%
- Improve attic ventilation and insulation performance
Over the years, that adds up to real savings on your utility bills, especially during peak summer months. Plus, you have peace of mind during hail and storm season in Oklahoma!
Resale Value: Is a Metal Roof a Selling Point?
According to national real estate surveys, homes with metal roofs may recover 60–70% of their installation cost through higher resale value. Buyers often recognize the durability and efficiency of a metal roof and are willing to pay a premium to avoid a future replacement.
As a bonus, metal roofs offer strong curb appeal and come in a variety of styles—from traditional panels to metal that mimics wood shake or slate. Modern metal roofing can match any architectural style, making it both a functional and aesthetic upgrade.
Final Verdict: Is a Metal Roof More Expensive?
Yes—at the beginning. But when you consider:
- How much longer a metal roof lasts
- How little it costs to maintain
- The savings on insurance and energy bills
- The added resale value
A metal roof may actually cost less over time than replacing asphalt shingles once or even twice.
If you plan to stay in your home for more than 10–15 years, or you want to stormproof your house against Oklahoma’s extreme weather, a metal roof can be a smart, long-term investment.
Need help comparing options for your home? Triple Diamond Construction can provide a custom quote and walk you through the pros and cons of each material based on your budget, neighborhood, and future plans. Schedule a free roof inspection today—and find out which roofing solution is right for you and your home!
